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2 Beds
1 Bath
1,092 sqft

$970,000

412 20TH AVE, INDIAN ROCKS BEACH FL, 33785

Price per sqft$888.28
Built in1952
Property size1,092 sqft
Property typeResidential
Courtesy of COLDWELL BANKER REALTY, Tricia Priest  Listing Contact: 727-581-9411

Overview

Active

Listed Nov 5, 2026

Updated 31h ago

Charming Waterfront Cottage with Expansive Bay Views in Indian Rocks Beach! Discover the charm of coastal living in this delightful waterfront cottage nestled in this sought-after seaside community. Set along a wide, north-facing bay, this special property offers beautiful, open-water views and a wonderful sense of privacy. The original home has been thoughtfully refreshed, preserving its cottage character while offering inviting spaces to enjoy the waterfront setting. Featuring two bedrooms and one bath, the home captures the water views from the main living area, dining room, and Florida room, bringing the beauty of the bay into everyday living. Step outside to a spacious, private backyard, fenced on both sides and offering plenty of room to create your own tropical retreat, add a pool, or simply relax and enjoy the coastal breeze. Whether you're looking for a charming waterfront getaway, a full-time coastal residence, or a property to make your own, this is a wonderful opportunity to enjoy the laid-back lifestyle of Indian Rocks Beach. A charming cottage, beautiful bay views, and endless possibilities!

$6,453/mo

Est. mortgage payment based on a $970,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
TB8562669

Interior Features

Bedrooms
2
Bathrooms
1
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.15 Acres

Other Property Details

Taxes
$2,893
Tax Frequency
Annually
Association Fee Frequency
Monthly
View
Yes
Municipality
30
Pets Allowed
Yes
Waterfront
Yes
55+/Senior Community
No

Listings courtesy of Stellar MLS as distributed by MLS GRID

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Blake Lindenmeyer shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Properties displayed may be listed or sold by various participants in the MLS. 

Based on information submitted to the MLS GRID as of 8:18 AM UTC on 11/7/2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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